Plano real estate and homes for sale in Texas - Martha Robertson, REALTOR® Martha Robertson REALTOR(r) for Plano, Texas real estate - NUMBER1EXPERT™ Martha Robertson NUMBER1EXPERT(tm) for Plano, Texas real estate

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Martha Robertson, REALTORŪ, real estate agent and broker for Plano Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 972-523-1774.


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Mortgage Prequalification: Plano Texas home buying, real estate listings, and homes for sale in Collin                         County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Plano Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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About Your Move
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About Your Home Search
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Loan Info
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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What amenity do 48% of all homes in the new housing market have?

A 
48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
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Martha Robertson, REALTORŪ, real estate agent and broker for Plano Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Martha Robertson
Coldwell Banker

4701 West Parker Road, Suite 650
Plano, TX. 75093
Phone 1: 972-523-1774
Phone 2: 972-758-2011
Phone 3: 469-371-8864
Fax: 214-705-7257
Email: callmartha@NUMBER1EXPERT.com

Martha Robertson has consistently been the NUMBER ONE AGENT in the North Dallas and Plano area. She is the Top Agent for Coldwell Banker in Plano and has been accredited with the following designations: CRS, International Presidents Premier, Previews Property Specialist, and Relocation Specialist. With over 23 years in the real estate business, Martha has assisted buyers and sellers in every kind of market! Call Martha today for all your real estate needs! 972-523-1774

CRSEqual HousingMLSREALTOR


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